Your 'free checking' probably isn't
(ARA) - It's hard to watch the television without seeing commercials from banks promising free checking accounts. For everyone who does business with a bank, that certainly seems like an appealing prospect.
But while you may not pay anything for your checks, that "free" checking account can end up being very costly for you, particularly in the current economic climate where people are scraping to pay bills each month.
If you're like 75 percent of Americans that have a free checking account, it works well for you since you keep your checking account in order and don't have to worry about overdrafts fees, according to an FDIC report.
The hidden secret of the banking industry is that "free" checking is largely paid for by the 25 percent of people hit by overdraft fees - which totaled nearly $30 billion in 2008. The average overdrawn account-holder paid an estimated $49 per month for a "free" checking account. If you're in that 25 percent, you need banking that offers protection from overdraft fees far more than you need free checks each month.
Probity Financial Services is the first company of its kind that has
no overdraft fees. For a flat-fee of $19.95 per month, consumers get an FDIC-insured checking account that doesn't charge for overdrafts.
With Probity Financial Services you get:
- No overdraft fees
- No transaction fees
- Free online banking
- No minimum balances
- Free MasterCard ATM/debit card
It's not too good to be true; Probity Financial Services charges no
overdraft fees on its
checking accounts. Learn how you could save hundreds of dollars per year with a
Probity checking account.
Sponsored content provided by ARALifestyle. Copyright ARAnet, Inc.
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